Saving & Budgeting
An Eid Budget in Pakistan: Costed, Including the Relative Multiplier
Clothes are the part of Eid everyone budgets. Eidi, last-minute food and the extra relatives who 'might drop in' are the part that actually …
Saving & Budgeting
Practical ways to cut what you spend each month — bills, groceries, subscriptions and the household costs that quietly add up.
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Saving & Budgeting
The Real Cost of One Child's School Year in Pakistan
A mid-fee private school quoting Rs 18,000 a month is not an Rs 18,000 problem. Add tuition centre, van, uniform and books and the …
Saving & Budgeting
Cooking at Home vs Ordering In: The Cost per Plate in Pakistan
A home-cooked chicken karahi plate is about Rs 180. The same meal delivered is about Rs 650. Eight of those a month is a …
Saving & Budgeting
How to Read a Pakistani Electricity Bill: Where the Rupees Actually Are
The unit rate on a Pakistani bill is not the bill. Here is a 380-unit worked example, and a five-minute method for finding how …
Saving & Budgeting
A Pakistani Wedding, Costed: Where the Money Actually Goes
Cutting the flowers saves thousands. Cutting fifty guests saves hundreds of thousands. Here is a Pakistani wedding costed line by line, with the per-guest …
Saving & Budgeting
Gas vs Electric Geyser: What Hot Water Actually Costs in Winter
A tank geyser left on all winter spends more energy keeping water hot between showers than it does heating the water you use. Here …
Saving & Budgeting
Bike, Car or Careem? The Real Cost per Kilometre in Pakistan
Everyone compares petrol against fare and concludes that owning is cheaper. Add depreciation, maintenance and tyres and the answer depends entirely on how far …
Saving & Budgeting
How Big Should Your Emergency Fund Be in Pakistan?
The internet says six months of expenses. That number was written for someone with a different job market and a different inflation rate. Here …
Saving & Budgeting
How to Save Money as a Student in Pakistan: A Costed Month
Most student money advice says 'make a budget' and stops. This one costs out an actual month — twice — and shows that three …
Saving & Budgeting
Grocery Budget for a Family of Four in Pakistan: A Costed Monthly Basket
Most grocery advice gives you a number with no basket behind it. This is the basket: 24 lines, real quantities, arithmetic shown — and …